July brought some encouraging news for homebuyers: median mortgage payments dipped to $2,175, and for many, affordability improved as wage growth kept pace with payment increases. Of course, these changes aren’t felt equally everywhere—factors like state, loan type, and even racial background all play a role in shaping each buyer’s experience. As someone who’s spent over 14 years guiding clients through every facet of the real estate process, I know how important it is to keep a close watch on these shifts. Where rates, prices, and inventory go next will matter for anyone looking to enter the market or make a move. Navigating these variables is all part of matching people with the right home, on the right terms—something I take great pride in every day.
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